If you receive a security notice, the most important thing is to act quickly.

Step 1: Do not ignore it

Delays reduce your options and increase risk.

Step 2: Understand what HMRC is asking for

Review the amount, the taxes involved, and the deadline.

Step 3: Assess affordability

Ask whether the business can realistically pay the security without causing further issues.

Step 4: Consider negotiation

In some cases, HMRC may be open to discussion, particularly where there is a viable business.

Read more: Can you negotiate an HMRC security notice?

Step 5: Be cautious about continuing to trade

Continuing without paying can increase personal exposure.

Read more: What happens if I don’t pay an HMRC security notice?

Step 6: Take professional advice

Understanding your position early can help avoid unnecessary risk.

Step 7: Consider formal options if needed

If the business cannot comply, it may be better to take control of the situation rather than allowing it to escalate.

Read more: Can an HMRC security notice force a company into liquidation?

Final thought

Receiving a security notice is serious, but it does not mean there are no options.

Acting early gives you the best chance of protecting both your business and your position as a director.